Why get an appraisal from RoSe Appraisal Service?

To a lot of us, an appraisal is simply another cost on the settlement sheet for a mortgage or refinance. While there are a growing number of automated home valuation methods that may appear more prudent than an appraisal, almost all lenders still need a local expert because the stakes are incredibly high. You might believe that securing a mortgage is the only basis for getting an appraisal, but there are more situations when the services of a licensed, independent real estate professional could be helpful.


	For real estate appraisals in Chaffee and Scott County, it's easiest when your order online from RoSe Appraisal Service, just click here.

Let RoSe Appraisal Service help you dispute your tax assessment in Scott County

It's quite possible you're paying too much in property taxes if you live in an area where property values have depreciated. Property taxes are based upon a past assessment of your real estate, so if prices have gone down in your area, you can challenge your assessment and save money. An appraisal from RoSe Appraisal Service is your best evidence when building your case. At RoSe Appraisal Service, we're equipped to assist you in appealing your tax assessment.

How can you do away with PMI to lower your mortgage payment?

Private Mortgage Insurance, or PMI, is a supplemental insurance policy that almost all lenders ask homebuyers to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the home. Seeing that extra payment is usually folded into the monthly mortgage payment, it is often forgotten. PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.

RoSe Appraisal Service will give you a statement regarding the value of your home, and the cost of the home valuation can often be offset in little time because you'll no longer be paying the PMI.

An appraisal from RoSe Appraisal Service will help you settle a divorce with less stress

A divorce is a very traumatic ordeal for the parties involved, and it is often more complicated by the challenging decision of who maintains the property. So both parties are completely aware of the true market value of their property, it's a good idea to order an appraisal from RoSe Appraisal Service, regardless of the circumstances.

If the parties wish to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Accurate and fair estate liquidation

The loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans do not have dedicated estate planners or executors to handle these affairs, unlike wealthy individuals. And seeing that a home or other property often makes up an uneven share of the total estate value, understanding the precise value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've received an honest deal.

RoSe Appraisal Service can help you with relocating to or from Scott County

Employee relocation is a more than just an inconvenience. We know where you're coming from. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive characteristics of their property, along with information about any new sales or listings in their neighborhood that they want considered during our thorough process.

Don't sell out short or let your home stay on the market too long.

A professional appraisal can help you make a more informed decision when determining your selling price, whether you choose to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't contingent upon the value opinion we render, but rather they are based on our efforts to complete the appraisal.

We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a trusted way to determine what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.